The Reserve Bank of India prepared a ‘Financial stability Report’ (FSR) on _________ basis for the apex – level Financial Stability and Development Council (FSDC).

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Step-by-step explanation:

1. The Financial Stability Report (FSR) is a comprehensive assessment prepared by the Reserve Bank of India to monitor systemic and macroprudential risks and to inform the apex-level Financial Stability and Development Council (FSDC).

2. The report is issued on a half-yearly cadence, i.e., every $6$ months, which corresponds to $2$ reports per year. This periodicity provides a balance between timely monitoring and sufficient aggregation of economic and financial data for robust analysis.

3. A half-yearly frequency allows the RBI to track evolving vulnerabilities (banking sector, non-banking finance, markets, and external sector) with enough lead time to recommend policy or supervisory actions while avoiding overreaction to short-term noise.

4. In practice, the RBI typically publishes the FSR twice a year (commonly around June and December), reflecting the half-yearly schedule designed to inform the FSDC effectively.

FINAL_ANSWER: d

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