Under which scheme are collateral free loans of up to ₹10 Lakh extended by the Member Lending Institutions (MLIs) in India?

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1. Identify schemes: (1) is a policy document, (3) Stand Up India targets loans between ₹10 lakh and ₹1 crore for SC/ST and women, and (4) Jan Dhan is a financial inclusion account scheme.

2. Pradhan Mantri MUDRA Yojana (PMMY) provides collateral-free loans to micro and small enterprises through Member Lending Institutions (MLIs).

3. PMMY loan categories are: Shishu (up to $₹50{,}000$), Kishore ($₹50{,}000$–$₹5{,}00{,}000$) and Tarun ($₹5{,}00{,}000$–$₹10{,}00{,}000$). Thus collateral-free loans up to $₹10\ 	ext{Lakh}$ are extended under PMMY.

FINAL_ANSWER: b

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