Ox-bow lakes are most commonly formed in:

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Accepted Answer

1. **Meandering rivers** flow on flat floodplains.
2. Erosion on the outer bank and deposition on the inner bank make large loops (meanders).
3. During floods a loop can be cut off, leaving a crescent waterbody called an ox‑bow lake.
4. So ox‑bow lakes are most common on the **floodplains of meandering rivers**.
FINAL_ANSWER: b

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