Select the most appropriate option to substitute the underlined segment in the given sentence: Positive self-talk have a great affect on one’s self-worth.

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The subject 'Positive self-talk' is singular, so the verb should be 'has' instead of 'have'. The word 'affect' is a verb meaning 'to influence', while 'effect' is a noun meaning 'result'. Since the sentence requires a noun, 'effect' is correct. Therefore, the correct phrase is 'has a great effect'.

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