What are the minimum Capital to Risk (Weighted) Assets Ratio (CRAR) requirements for urban cooperative banks (UCBs) as prescribed by the Reserve Bank of India (RBI)?

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**Solution:**

1. The Reserve Bank of India (RBI) prescribes minimum Capital to Risk (Weighted) Assets Ratio (CRAR) requirements to ensure banks maintain adequate capital to cover their risks.

2. For Urban Cooperative Banks (UCBs), the RBI mandates a minimum CRAR of 10%, which includes:
   - Tier 1 capital (core capital) minimum of 8%
   - Tier 2 capital (supplementary capital) up to 2%, making the total 10%

3. This means UCBs must maintain at least 8% Tier 1 capital and the total capital (Tier 1 + Tier 2) should be at least 10% of their risk-weighted assets.

4. The other options with higher or different percentages do not align with the current RBI guidelines for UCBs.

**Answer:** Tier 1: 8\%, Tier 2 to 4: 10\%

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