Read the following information carefully and answer the question that follows. In recent years, the Government of India has introduced several social ...
Question
Read the following information carefully and answer the question that follows.
In recent years, the Government of India has introduced several social welfare schemes aimed at delivering direct financial aid to the poor. One such initiative involved crediting subsidies directly into the bank accounts of beneficiaries, thereby minimizing reliance on intermediaries. While this approach was praised for its transparency and efficiency, some critics pointed out that it excluded individuals without access to banking services, particularly in remote regions.
Which of the following factors could undermine the effectiveness of this scheme?
(I) A report indicated that many beneficiaries still depended on local agents to withdraw their funds.
(II) Most people in rural areas lacked mobile phones, making it difficult to use online banking facilities.
(III) Numerous transactions faced delays due to technical issues within the system.